Policy Issues

Read about some of the policy issues our team is engaging with around the world.

Learn about some of the policy issues our team is engaging on around the world and how each issues relates to PayPal and our customers.

Global Public Policy and Research Update: Policies to Improve Financial Health and Expand Economic Opportunity in America

Read Our Policy Brief

Read Our Policy One-Pager

Anti-Money Laundering & Know Your Customer
Anti-Money Laundering & Know Your Customer
As a global financial services provider, PayPal is committed to compliance with all applicable laws and regulations regarding Anti-Money Laundering (“AML”).
Cross Border Trade
Cross Border Trade
PayPal is a global payments platform that is available to people in more than 200 markets, allowing customers to get paid in more than 100 currencies, withdraw funds to their bank accounts in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
Cybersecurity
Cybersecurity
PayPal engages with policymakers and law enforcement around the globe to fight cybercrime. Phishing and identity fraud threaten the development of the online economy, and PayPal is committed to keeping e-commerce safe for consumers.
Financial Participation & Health
Financial Participation & Health
The World Bank estimates that 2 billion adults (38% of adults in the world) are unbanked, but significantly more people than that are under-banked and underserved by the financial system.
Mobile Payments
Mobile Payments
Mobile is revolutionizing how people engage with their financial services. Smartphones provide people with a convenient, secure and affordable way to move and manage their money.
Online Consumer Lending
Online Consumer Lending
Consumers are finding that new technologies are making online loans more accessible, simple, and affordable. PayPal Credit is a unique credit option that provides consumers access to an instant credit line at the time of checkout online.
Privacy
Privacy
As a global commerce platform, PayPal understands the critical importance of data security and privacy. Our goal is to work with policymakers to promote privacy legislation that creates a uniform standard that’s technologically neutral and based on the Fair Information Practice Principles.
Remittances
Remittances
The World Bank estimates that globally, immigrants will send more than $600 billion in remittances in 2016. The remittance market is a valuable external source of funding for many families around the world.
Small Business Lending
Small Business Lending
Small businesses play a critical role in the global economy. They hire more people, they strengthen communities and they drive economic impact.

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